Statement of Baird Webel Specialist in Financial Economics Before Committee on Financial Services Subcommittee on Housing, Community Development, and Insurance Subcommittee on National Security, International Development, and Monetary Policy U.S. House of Representatives Hearing on “Protecting America: The Reauthorization of the Terrorism Risk Insurance Program” October 16, 2019 Congressional Research Service https:/crsreports.congress.gov TE10042