1、 https:/crsreports.congress.gov July 15, 2016Social Securitys Filing Rules: Changes Enacted in 2015Overview The Bipartisan Budget Act of 2015 (BBA 2015; P.L. 114-74, signed November 2, 2015) contained a number of Social Security-related provisions, including changes to certain rules that apply when
2、a person files an application for Social Security benefits. Specifically, Section 831 of the BBA 2015 made changes to two types of filing rules: (1) deemed filing and (2) the voluntary suspension of benefits. In both cases, the changes affect options available to claimants who are full retirement ag
3、e or older (the full retirement age ranges from 65 to 67, depending on the persons year of birth). The changes in Social Securitys filing rules were intended to prevent the use of “claiming strategies” viewed as inconsistent with the concept behind Social Security spousal benefits and that otherwise
4、 allowed workers and spouses to collect more in Social Security benefits than Congress intended. The claiming strategies addressed in the BBA 2015 were not based on practices explicitly approved by Congress. Rather, they stemmed from interactions between filing rules in place and various legislative
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