Congressional Research Service The Library of CongressCRS Report for CongressReceived through the CRS WebOrder Code RL32626American Bankers Association v. Lockyer:Whether Californias Financial Information PrivacyLaw Has Been Preempted by the Fair andAccurate Credit Transactions (FACT) ActUpdated November 23, 2005M. Maureen MurphyLegislative AttorneyAmerican Law Division